Protect your Life Time Assets; Don’t get caught without insurance, we can help you!
Most standard homeowner insurance policies will provide coverage for damage to your home, contents or personal property inside, liability, medical payments to third parties, and legal costs if a lawsuit is brought against you. Under the liability section, it could include coverage for damages caused by your household pets. The following are some types of hazards covered by your standard Homeowners Insurance Policy:
Theft and Burglary check
Fire and Lightning check
Smoke, Etc. check
Your standard policy does not cover EARTHQUAKE or FLOOD, these are separate policies and need to be purchased on top of the standard fire policy. Depending on the area you live in, we recommend that you also purchase these policies; usually, your bank or lender will advise you if you need or are required to buy these policies in order for them to do your loan.