Safer Insurance Agency

Home Insurance Print

Protect you Life Time Assets; Don’t get caught without insurance, we can help you!

Most standard homeowner insurance policies will provide coverage for damage to your home, contents or personal property inside, liability, medical payments to third parties and legal costs if a lawsuit is brought against you. Under the liability section, it could include coverage for damages caused by your household pets. The following are some types of hazards covered by your standard Homeowners Insurance Policy:

  • Theft & Burglary
  • Fire and Lightning
  • Smoke, Etc.

Your standard policy does not cover EARTHQUAKE or FLOOD, these are separate policies and need to be purchased on top of the standard fire policy. Depending on the area you live in, we recommend that you also purchase these policies; usually your bank or lender will advise you if you need or are required to buy these policies in order for them to do your loan.


  • Earthquake (Separate policy from standard Fire Insurance)
  • Flood (Separate policy from standard Fire Insurance)
  • Dwelling Fire (Coverage for homes you rent to others)
  • Manufactured Homes
  • Mobile Homes
  • Renters (Contents & Liability)
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Best Homeowners Insurance Agencies in Chula Vista

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